Benefits At A Glance

Plan Benefits

Major Medical

Major Medical Plus

Foundation

Lifestyle
Maximum Plan Benefit $1,600,000 $1,600,000 $2,500,000 $5,000,000
Outpatient care

Up to $3,000

30 days pre and 90 days post hospitalization

 Up to $5,000 ✔ ✔
In-patient and day care ✔ ✔ ✔ ✔
In-patient and day care treatment of chronic conditions ✔ ✔ ✔ ✔
Evacuation ✔ ✔ ✔ ✔
Out of country transportation ✔ ✔ ✔ ✔
Accidental damage to teeth ✔

Up to $3,750 when treatment
received as in-patient only per event

 ✔

Up to $3,750 when treatment
received as in-patient only per event

 ✔

Up to $3,750
per event

 ✔

Up to $3,750
per event
Newborn Cover ✔

$100,000,
max 90 days

 ✔

$100,000,
max 90 days

 ✔

$100,000, max 90 days

 ✔

$100,000, max 90 days
Complications of pregnancy ✔

12 Months
waiting period

 ✔

12 Months
waiting period

 ✔

12 Months
waiting period

 ✔

12 Months
waiting period
Mortal remains ✔ ✔ ✔ ✔
CT, MRI and PET scans ✔ ✔ ✔ ✔
Home nursing ✔

Up to 60 days per
medical condition

 ✔

Up to 60 days per
medical condition

 ✔

Up to 90 days per
medical condition

 ✔

Up to 120 days per
medical condition
Congenital anomalies ✔

Up to
$100,000 per
medical condition

 ✔

Up to $100,000 per
medical condition

 ✔

Up to $100,000 per
medical condition

 ✔

Up to $100,000 per
medical condition
HIV/AIDS ✔

Up to $10,000

 ✔

Up to $10,000

 ✔

Up to $10,000

 ✔

Up to $10,000
Hospice care ✔

Up to 30 days where treatment
is received as an in-patient only

 ✔

Up to 30 days where treatment
is received as an in-patient only

 ✔ ✔
Organ transplant ✔ ✔ ✔ ✔
Rehabilitation ✔

Limited to 120 days per
medical condition

 ✔

Limited to 120 days per
medical condition

 ✔

Limited to 120 days per
medical condition

 ✔

Limited to 120 days per
medical condition
Renal dialysis ✔ ✔ ✔ ✔
Oncology ✔ ✔ ✔ ✔
Durable medical equipment ✔

Up to $1,000

 ✔

Up to $1,000

 ✔

Up to $1,000

 ✔

Up to $2,000
Travel Security Services ✔ ✔ ✔ ✔
Routine management of chronic conditions
(Out-Patient)		 ✔

Up to $2,000 within the
out-patient limit (nil deductible)

 ✔

Up to $5,000 per
Insurance year (nil deductible)

 ✔

Up to $5,000 per
Insurance year (nil deductible)
Hormone replacement therapy ✔

Up to 18 months per condition
Vaccinations ✔
Routine and Major Restorative Dental Treatment ✔

Up to $1,000 and subject to 25% co-payment (nil deductible) 6 Months Waiting Period

 

 

What’s Included:

Access to medical care
at home and overseas

Oncology

Treatment of chronic
conditions

Kidney
dialysis

Out of country
transportation

24/7 emergency
assistance